20% OFF yearly on Medium plans

See plans

Automation where it counts.
Clarity when it matters.

Reconcile bank statements, send GST invoices, and close the month — built for Indian businesses.

No credit card. No bank login. Start in under a minute.

No bank loginFree starterGST-readyIndia hosted

Zetabooks · Rao Textiles · Dashboard

Money in · Money out

1 week1 monthAll

Money in

₹1,98,250

Money out

₹2,45,500

Net

−₹47,250

  • NEFT CR · ACME TRADERS

    Matched · ZB-2026-0042

    +₹1,18,000
  • UPI · RAZORPAY SETTLEMENT

    Invoice batch · auto

    +₹24,500
  • SALARY PAYOUT · JUNE

    Salaries & Wages

    −₹1,85,000
  • B

    BESCOM ELECTRICITY

    Utilities · categorized

    −₹18,500

Rao Textiles · Day close

₹9,54,850

All banks · statement balances

Invoices made

6

Collected

₹1,42,000

Receivables

₹69,950

Review queue

2

Zetabooks AI

AI built for your books

Automated workflows for statements and bills, instant answers from your live books, and you in control before anything saves.

Ask anything about your books…

No credit card. No bank login. Start in under a minute.

Collect payments

Get paid on every invoice

Share a link. Customers pay with Razorpay, Paytm, Google Pay, or UPI. Money lands — books update.

Direct payment on the invoice — no awkward “mark paid” guesswork.

Razorpay

Paytm

Google Pay

UPI

Spreadsheets waste weekends

Manual bookkeeping invites errors. Owners stop trusting the numbers.

Bank linking feels invasive

Third-party feeds request access you should never have to grant.

Zetabooks stays on your side

You upload the file. We post the books. Your bank login never leaves the bank.

Daily pain

Sound familiar?

Problems Indian shop owners face every week — and how Zetabooks closes the loop.

Don't know today's money in, out, or outstanding

Day close and the money-loop dashboard show today's picture in one screen.

Typing bank lines into Excel all weekend

Upload the statement — books fill in minutes, not hours.

Can't tell which invoice got paid

Bank credits auto-match to invoices so receivables stay honest.

Bill PDFs pile up in WhatsApp

Bill capture plus a shareable drop link — staff forward, books update.

Month-end scramble for your CA

One-click GST and P&L pack — hand off clean numbers, not a folder of files.

Fear of wrong books or double-counting

Safety gates pause risky actions until you confirm — no silent mistakes.

Time saved

Hours back every month

Real shops report less typing, fewer weekend catch-ups, and cleaner handoffs to their accountant.

Trusted by 100+ shops & growing teams

New businesses join every week — we're growing fast.

10+

hrs/month

Less manual entry and weekend spreadsheet work.

Minutes

not hours

Statement upload to posted books — same day, not same week.

1 click

month-end

GST and P&L pack ready for your CA.

0

bank logins

You download the file. We never ask for your bank login.

Zetabooks AI

AI built for your books

Ask in plain English. Get answers from your live books — and confirm before anything is written.

Ask your books

Live demo · refreshes every few seconds

Receivables
How much is unpaid this week?

AI suggests. You confirm. Nothing posts to the books without your approval.

Statements to books in minutes

Drop a PDF or CSV. AI reads lines, categorizes, and flags only what needs your review.

Same-day books instead of weekend spreadsheets

Bills from photo or PDF

Capture a vendor bill. AI fills vendor, GSTIN, tax, and amount — you review once.

Less typing on every line

Ask in plain language

“Who hasn’t paid?” “Match this UPI.” AI Coach answers from your live books — not generic advice.

Answers in seconds, not spreadsheet hunting

Faster month-end close

AI checklist for unmatched money, GST pack, and anomalies before you call your CA.

Close faster with fewer audit surprises

Open your books. Ask once. Close faster.

Free to start. AI that works from your live data — you approve every change.

Start for Free

AI only reads the statement text you upload — never bank passwords or live login.

How it works

Three steps. No typing.

Upload a statement. Watch the books fill.

1. Upload2. Auto-fill3. Review
Looping demo

Drop bank statement

HDFC · March · PDF

statement.pdf

248 KB

Auto-fill
  • Vendor
  • Amount
  • Category
  • Invoice
1

Upload the statement

Statement file from any bank. No live bank connection. No account password.

2

Books fill automatically

Read, categorise, and match invoices and bills — in your books, in seconds.

3

You decide only the unclear rows

A short review queue. One click. The system learns for next time.

Books ready in under a minute

Start free — upload a statement when you’re ready. No card required.

Start for Free

Features

Run more than just your books

Banks, bills, GST close, team tools — and a contractor desk for jewellery thekedars.

Bank → books

Statement in, ledger out — no live bank link.

  • PDF and CSV upload from any bank
  • Drop a folder — queue many statements, import all at once
  • Duplicate and date-gap guards
  • Auto categorize with learning from your choices
  • Multi-bank transfer detection
  • Batch route by filename pattern

Collect money

Invoices, links, and cash — all tied to the books.

  • Invoices, quotations, and credit notes
  • Direct pay via Razorpay, Paytm, Google Pay & UPI
  • Cash counter with change tracking
  • Payment reminders before due date
  • E-invoice IRN and QR generation
  • Partial payments with UTR capture

Pay & purchase

Bills in, approvals out, debits matched.

  • AI bill capture from PDF or photo
  • Shareable bill drop link for staff and vendors
  • Purchase orders with three-way match
  • Bill approvals before payment leaves
  • Bank debit matched to bill automatically

Close the books

Day, month, and tax — one clear finish line.

  • Day-close pack for today's money picture
  • Owner money loop — in, out, and outstanding
  • Unmatched inbox for rows that need a link
  • Month-end CA pack — GST and P&L
  • GST and VAT reports by period
  • AI-assisted monthly close checklist

Safety

Catch mistakes before they become audit findings.

  • Block bad or malformed uploads
  • Overlap and date-gap confirmations
  • Hold unverified money until you confirm
  • Warn when marked paid without a bank match
  • Reconcile mismatch gate before close
  • FX rate required for foreign transactions

Scale

Team, clients, and audit — when one owner is not enough.

  • Role-based access — Owner, Admin, Accountant, Cashier
  • Departments and budget tags
  • Multi-client workspace switch
  • Accounts receivable aging buckets
  • Immutable audit trail on every change

Contractor desk

Factories, piece rates, dual bills, and worker pay — without Excel.

  • Paper list + hourly attendance in one place
  • Read notebook sheets from a photo (Medium + Contractor)
  • Company GST bill + worker NEFT / UPI pay list
  • Bank statement match to worker payouts
  • WhatsApp and PDF slips for each worker

What we simplify

Less manual work. Cleaner books.

We don't sell to a niche — we remove the repetitive finance work that slows every business down.

Automated Bank Reconciliation

Problem

Hours spent manually matching bank statements against ledger entries.

Solution

Smart payee auto-grouping categorizes bulk transactions in seconds — fewer manual entry errors.

Instant Invoices & Faster Collections

Problem

Delayed payments and endless follow-ups with clients.

Solution

GST-compliant invoices with embedded Dynamic UPI QR codes and payment links — share on WhatsApp for instant settlement.

Smart Purchasing & Vendor Audit

Problem

Overbilling by suppliers and untracked delivery challans.

Solution

Automated 3-way PO matching (PO ↔ Delivery Challan ↔ Vendor Bill) catches price gaps before payment is approved.

1-Click CA & Compliance Readiness

Problem

Stressful month-end reporting and last-minute audit prep.

Solution

Download a complete compliance pack — P&L, Balance Sheet, GST CSVs, and TDS logs — in one click.

Pricing

Simple plans for growing businesses

Start free. Medium for books automation. Medium + Contractor adds the labour desk. Large for unlimited scale.

Yearly on Medium and Medium + Contractor: 20% off. Referral link: ₹500 off Yearly.

Free forever

Free

₹0

Statements, cash, and a starter contractor roster — no card.

  • Bank statements → books + match
  • 2 sent invoices · cash counter
  • Contractor desk · up to 20 workers
  • Pro tools locked until you upgrade
Start for Free

Books desk

Medium

₹899/ month

Yearly ₹8,630 · 20% off (~₹719/mo)

Team tools, GST compare, unlimited invoices — without Contractor Pro.

  • Unlimited invoices, quotations, credit notes
  • Team invites, payroll, purchase orders
  • GSTR-2B / 3B compare + CA pack
  • Contractor stays at Free limits (20 workers)
Choose Medium
Most popular

For thekedars

Medium + Contractor

₹1,198/ month

₹899 Medium + ₹299 Contractor desk

Yearly ₹11,501 · 20% off (~₹958/mo)

Bigger roster plus evening tools that replace Excel and WhatsApp chaos.

  • Manage up to 75 workers
  • Notebook photo reading · bank match · NEFT payout file
  • WhatsApp + PDF worker slips
  • Everything in Medium included
Buy Medium + Contractor Schedule WhatsApp Demo

Firm scale

Large

₹1,499/ month

Yearly ₹14,999

Unlimited workers, multi-client firm, AR aging.

  • Everything in Medium + Contractor
  • Unlimited contractor workers
  • Multi-client / multi-workspace firm
  • AR aging + priority onboarding
Choose Large Talk on WhatsApp

Refer & earn

Earn ₹1,000 Cash for Every Business You Invite!

Help fellow business owners simplify their accounting. When they join Zetabooks Yearly Plan, they get ₹500 Off, and you get ₹1,000 directly transferred to your UPI!

Yearly referrals pay upfront — better cashflow for you and for us. One reward per referred business.

Create free account & get your link

Yearly referral — cash loop

  • You earn ₹1,000 cash (UPI / balance)
  • They pay ₹8,130 instead of ₹8,630 (₹500 off)

Monthly referral — credit loop

  • You get ₹500 subscription credit (1 month free)
  • They also get ₹500 credit — no cash out
  1. 1

    Sign up free and copy your referral link from Settings.

  2. 2

    Share with shop owners, suppliers, or fellow traders.

  3. 3

    Yearly signup = ₹1,000 cash for you. Monthly = 1 month free for both.

Security

Your data stays yours

No invasive integrations. You keep control of filing, passwords, and compliance.

We never ask for
your bank login.

The safest banking integration is none. That is why Indian shops and accountants can recommend Zetabooks with confidence.

Read the full Privacy Policy

No live bank link

We never connect to your bank account or ask for your bank login.

Your files, your books

Statements are processed in your Zetabooks workspace — not pulled from a live bank feed.

AI sees text only

AI only reads the statement text you upload — never passwords or OTP screens.

You file GST

We prepare the figures; you or your CA file returns on the GST portal.

Full audit trail

Every change logged — who did what, and when.

  • No live bank connections. We never log into your netbanking.
  • You download the statement. We only see the file you choose to upload.
  • We never file GST for you — you or your accountant stay in control.
  • AI only reads statement text you upload — never bank passwords.

Excel · QuickBooks · Zetabooks

Why shops switch

Same goal — books that match the bank. Different path to get there.

TaskExcelQuickBooksZetabooks
Get bank lines into booksHours of typing~15 min bank link + wait10 sec PDF / CSV drop
Bank loginNone — but manual riskOften requiredNever asked
India GST month-endDIY sheetsExtra setupBooks pack for your CA
Small shop pricingFree, slow weekendsPaid plansFree forever · Small

QuickBooks-style bank link

~15 minutes

Connect, wait, hope the feed syncs — your bank login sits in the middle.

Zetabooks statement drop

10 seconds

Drag & drop your PDF or CSV. Books fill. No bank login.

Close the day before you close the shop.

Create a free workspace, upload last month's statement, and see today's money loop in minutes.

No credit card. No bank login. Start in under a minute.

No bank loginFree starterGST-ready

Contact

Talk to Sabrixa

Questions about Zetabooks? Message us on WhatsApp or send a note — we reply from the Sabrixa desk.

Forms are delivered securely to our team inbox.